However, as a Certified Mortgage Planning Specialist, I go much further than that.  As a CMPS I specialize in Mortgage Planning which looks beyond just monthly payment and interest rate.  Using a detailed Mortgage Planning Process, I help my clients develop a strategy to use their mortgage to maximize their cash flow, build equity in their homes and ultimately, increase their net worth. 

Part of this Mortgage Planning Process is learning about my clients and their current and future financial goals.  I work closely with them and their other financial advisors to ensure that their mortgage is structured correctly for their individual situation AND that it is integrated into their short-term and long-term financial plan so they can attain those goals.  And unlike most other mortgage lenders, I keep in touch with my clients after their mortgage closing with an Annual Equity Review to ensure that their mortgage continues to work for them.